MORTGAGE CHECKLIST
Prepare To Apply For Your Mortgage
When you are ready to apply for your mortgage, you will need to provide the following information, if applicable.
Mortgage Application Information
- Home address(es) for the previous two years
- Your social security number(s) and date(s) of birth
- Employment information for the previous two years including employer name, address and phone number
- Income information including salary, overtime, bonuses, commissions, dividends, interest, retirement, alimony, child support and any other source of ongoing income
- Liquid assets including bank name, account type, balance and source of down payment funds
- Other assets including the current value of bonds, stocks, retirement funds
- Real estate owned including property address, market value, outstanding liens, rental income, mortgage payments, taxes, insurance and maintenance dues
Property Information
- Purchase contract
- Planned Unit Development (PUD), condominium or co-op:
- Name of development or project
- Phone number of homeowner's association (if applicable)
- New construction:
- Year land or lot was acquired
- Original cost of land/lot
- Amount of liens
- Estimated cost of construction
- Refinance loans:
- Year property was acquired
- Original cost of the home
- Cost of improvements
- Amount of liens
- Description of improvements
